GCB Bank PLC has approved a final dividend of GH₵1 per share for the 2025 financial year, as the Bank posted a record Profit Before Tax (PBT) of GH₵3.2 billion at its 32nd Annual General Meeting (AGM) in Accra.
The dividend approval formed part of a broader set of resolutions passed by shareholders, including the adoption of the Bank’s 2025 audited financial statements, the re-election of directors, and approval of key governance and remuneration matters.
The Bank’s performance for the year underscored strong growth across all major indicators, reinforcing its position as a leading player in Ghana’s banking sector.
According to figures presented at the AGM, operating income rose by 40.9% year-on-year to GH₵6.3 billion, while total assets expanded by 23% to GH₵52.6 billion.
Customer deposits also grew by 19.7% to GH₵41.3 billion, reflecting sustained confidence in the institution.
The loan portfolio recorded one of its strongest expansions, rising by 56.8 per cent to GH₵16.39 billion.
Asset quality also improved, with the non-performing loan ratio declining to 10.3%, while capital adequacy and liquidity positions remained strong.
The dividend declaration marked a significant moment for shareholders, especially after the previous year’s proposed payout was not approved by regulators.
The current GH₵1 per share dividend therefore represented both a recovery and a renewed signal of earnings strength.
Board Chairman, Prof. Joshua Alabi, described the 2025 results as the outcome of deliberate strategic execution aimed at repositioning the Bank for long-term growth.
He said the performance reflected disciplined management and a clear focus on value creation.
He also noted that sustained engagement with the Bank of Ghana had contributed to securing dividend approval, commending the regulator for its cooperation in restoring shareholder returns.
Prof. Alabi said the AGM marked the first full year of implementation of the Bank’s medium-term strategy, anchored on customer centricity, digital transformation, and people development.
He said these priorities were intended to position GCB as a future-ready institution and deepen its competitiveness in the financial sector.
Beyond profitability, the Bank also reported GHS10.1 million in corporate social responsibility (CSR) investments for 2025.
The funds were directed toward education, health, community development, environmental sustainability, economic empowerment, sports, and youth development, with education and community initiatives accounting for over 75% of total CSR spending.
Shareholders at the AGM also re-elected Prof. Alabi, Dr. Alhaji Yahaya Abdul Rahman, and Ms. Pamela Seyram Addo as Directors.
The meeting further ratified the appointment of Mr. Abdulsalam Alhassan as Executive Director in charge of Wholesale and Investment Banking.
Other resolutions included approval of directors’ remuneration and authorisation for the Board to determine external auditors’ fees for the 2026 financial year.
Management described the 2025 results as evidence of a strengthening franchise built on disciplined growth, improved customer experience, and enhanced digital capabilities.
Prof. Alabi said the Bank’s trajectory now reflects a modern, resilient institution focused on sustainable returns.
He added that the Board and Management remain committed to building “a Bank that every Ghanaian can be proud of,” as GCB continues to consolidate its position as one of the country’s most dominant financial institutions
